Real estate financing for South Florida owners and investors
South Florida real estate moves fast, and the right financing often decides who gets the deal. Whether you are buying the warehouse your business operates from, refinancing a retail plaza, rehabbing a property for resale or building from the ground up, BKH Fund connects you with lenders that specialize in your type of property and timeline.
Real estate loan programs
Commercial purchase and refinance loans
Long term financing to buy or refinance office, retail, industrial, warehouse, mixed use and multifamily properties. Owner-occupied buyers may also qualify for SBA 504 or SBA 7(a) loans with lower down payments and terms up to 25 years.
Temp-to-perm construction loans
Finance construction first, then convert to permanent long term financing once the project is complete, so you are not scrambling for a takeout loan at the finish line.
One-time close construction loans
Combine the construction loan and permanent mortgage into a single closing, with one set of closing costs and less paperwork.
Investor rehab loans
Short term funding for purchase and renovation of fix and flip or value add properties, based largely on the property and the after repair value.
Transactional funding
Very short term capital for investors doing back to back closings, such as double closings on wholesale deals.
Bridge loans
Interim financing to close quickly, reposition a property or bridge to a sale or permanent loan.
Property types
- Owner-occupied offices, shops and medical buildings
- Industrial, warehouse and flex space, including logistics properties near the airport and ports
- Retail centers and restaurant buildings
- Multifamily and mixed use buildings
- Investor residential properties for rehab and resale
- Ground up construction projects
What lenders look at
Real estate lenders focus on the property and the plan: purchase price or value, loan to value, cash flow or after repair value, your experience, your down payment and your credit. Expect an appraisal, title work and, for commercial properties, rent rolls or business financials. We help you prepare a clean package so the lender sees the strongest version of your deal.
How to start
Send us the basics: property address or type, purchase price or value, loan amount, timeline and whether the property is owner-occupied or investment. We will tell you which programs fit and what documents the lender will need.