Business Loan FAQ

BKH Fund is a business loan broker and referral service focused on Miami and South Florida. We match your funding request with lenders and funding partners in our network and help you compare offers.

Funding through our partners typically ranges from $10,000 to $10,000,000 for most products, and equipment financing can go from about $5,000 to more than $100 million. The lender decides the final amount.

Our short application to start. Most lenders then want 3 to 6 months of business bank statements. Larger loans, SBA loans and real estate loans usually need tax returns, financial statements and property or equipment details.

No. Applying is free and there is no obligation to accept an offer. Lender fees, if any, are disclosed in the offer before you sign.

Often, yes. Several partners focus on revenue and cash flow more than credit score, and they regularly work with credit-challenged owners. Expect higher cost on higher risk deals.

It depends on the product. Some working capital and equipment products accept newer businesses, while SBA and conventional term loans usually prefer two or more years of history.

Submitting a request through BKH Fund does not by itself require a hard credit pull. Lenders explain their own credit check process, and a full pull usually happens only when you move forward with an offer.

Not always. Many working capital products and unsecured lines of credit do not need specific collateral. Equipment financing uses the equipment, and real estate loans use the property.

Working capital and many equipment deals can fund within days of approval once documents are in. SBA and commercial real estate loans take weeks or longer because of underwriting and appraisals.

We lay out each offer's amount, total cost of capital, payment amount and frequency, term and fees so you can compare on equal terms.

With the lender. BKH Fund helps you find and compare options, and your financing agreement is directly with the lender or funding partner you choose.

We may receive compensation from the lender or funding partner when financing closes. You never pay BKH Fund to apply.